Eligible Canadian residents of all ages can apply to the CDCP online, by phone, or at a Service Canada Centre. If your CDCP coverage ended on June 30, 2025 because you didn’t renew, you can submit a new application—just note there may be a gap before coverage restarts.
Apply to the CDCP
What is the Canadian Dental Care Plan (CDCP)?
The CDCP is a federal program that helps make routine and urgent dental care more affordable for eligible people in Canada who don’t have dental insurance. It’s administered with the support of Sun Life and covers a wide range of services at CDCP-established fees.
Eligibility, coverage start dates, and co-payment levels are determined by the Government of Canada when you apply and complete enrolment.
Quick facts
For people without private/pension dental insurance and with adjusted family net income under $90,000
Providers bill Sun Life directly—patients should not pay the full amount upfront
Some services need preauthorization before treatment
What services are covered?
Examples of services the CDCP can cover when recommended by your oral health provider include:
Have your member ID, coverage start date, and co-payment level ready.
Ask about any costs beyond your co-payment (CDCP fees may differ from typical clinic fees).
At your visit
We bill Sun Life directly—please don’t pay the full cost upfront.
You only pay any co-payment and/or amounts not covered by the plan.
Co’payments based on income
Adjusted family net income
CDCP covers
You pay (co-payment on CDCP fees)
Under $70,000
100% at CDCP fees
0% (you may still owe if clinic fees exceed CDCP fees)
$70,000–$79,999
60% at CDCP fees
40%
$80,000–$89,999
40% at CDCP fees
60%
Some services require preauthorization. If a service isn’t covered or your clinic’s fees are higher than CDCP fees, you’ll be responsible for the difference. We’ll review all costs with you before treatment.
FAQs
Can I be reimbursed by Sun Life if I pay upfront?No. Under the CDCP, only oral health providers are reimbursed. Please don’t pay the full amount in advance—bring your member ID and coverage start date, and we’ll bill Sun Life directly.
Does iSmile Dental accept CDCP patients?Yes—our team is happy to care for CDCP’eligible patients. Please bring your approval letter (or member card) and any medications list to your appointment.
Are cosmetic treatments covered?Cosmetic procedures are not covered by the CDCP. The plan focuses on preventive, basic, restorative, surgical care, dentures, and limited medical’need orthodontics.
Do I still qualify if I’m on a provincial social dental program?You may qualify if you meet CDCP criteria and only have a government social program (not private or pension insurance). Coordination rules vary—we’ll help you navigate them at your visit.
What documents should I bring to my first appointment?Your CDCP member ID and start date (from your approval letter), a list of current medications and medical history, and any recent dental records or x’rays if available.
Why choose iSmile Dental for CDCP care?
Friendly, experienced dentists and hygienists focused on comfort and clarity
Modern technology and transparent treatment planning
Clear estimates that explain any out’of’pocket costs before you start care
Let us help you make your smile even more beautiful!